Which of the following best describes your situation?

I am a homeowner looking to carry out some Home Improvements

Home Improvements

I am a homeowner looking to release some equity to buy a one off purchase, Car, holiday, holiday home etc

Purchase

I am a homeowner looking to release some equity to assist family move home, get married etc

Equity Release

I am a homeowner looking to consolidate or pay off my existing current credit commitments

Consolidation

Compare the UK Homeowners Loan Market

Search over 30 lenders. Get the best of both worlds by comparing deals exclusive to brokers as well as those exclusive to lenders.

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Find out how much you could save by looking into a 2nd charge Loan, including all fees to find your lowest monthly payments.

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2nd charge/Secured Loan quick comparison table.

Lender Type Rates APRC Monthly Repayments Total Fees True Cost
Paragon Personal Finance
Variable
4.93%
5.2%
£297.51
£3260
£35821
Shawbrook Bank
Variable
5.4%
5.6%
£302.81
£3150
£36457
Norton Home Loans
Fixed
1 year
7.5%
then 9.5% SVR
10%
£332.36
then £359.67
£3295
£43127
Together
Variable
7.65%
8.2%
£337.52
£3397.5
£40652
Step One Finance
Fixed
5 years
9.9%
then 9.9% SVR
10.6%
£368.47
then £368.47
£3195
£44411
Equifinance
Variable
13.49%
14.5%
£217.82
£2395
£44435

This table is based on a loan amount of £25,000 repayable over 120 months with a residential property value of £250,000 and an outstanding mortgage on that property of £150,000.
Disclaimer: This information does not contain all of the details you need to choose a mortgage Loan. Interest rates can fluctuate and this could affect the amount payable by yourself.

Lender Type APRC Monthly Repayments
Paragon Personal Finance
Variable
5.2%
£297.51
Shawbrook Bank
Variable
5.6%
£302.81
Norton Home Loans
Fixed
1 year
10%
£332.36
then £359.67
Together
Variable
8.2%
£337.52
Step One Finance
Fixed
5 years
10.6%
£368.47
then £368.47
Equifinance
Variable
14.5%
£217.82

This table is based on a loan amount of £25,000 repayable over 120 months with a residential property value of £250,000 and an outstanding mortgage on that property of £150,000.
Disclaimer: This information does not contain all of the details you need to choose a mortgage Loan. Interest rates can fluctuate and this could affect the amount payable by yourself.

2nd Charge Mortgage Loan Advice

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Refused a 2nd Charge Mortgage?

Don’t worry, speak to our qualified 2nd charge advisors who will help you understand the reasons why, and try to find a mortgage loan that suits your needs.

MORTGAGES AND SECURED LOANS: YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.

WE DO NOT PROVIDE AN ADVISED SERVICE BUT YOU MAY BE REFERRED TO AN AUTHORISED BROKER WHO MAY CHARGE A FEE. THEY WILL INFORM YOU OF THE DETAILS OF THIS FEE BEFORE AN APPLICATION IS MADE.

MISSING PAYMENTS ON ANY LOAN WILL HAVE SEVERE CONSEQUENCES AND MAY MAKE OBTAINING CREDIT MORE DIFFICULT IN THE FUTURE.


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